Aged Care Financial Planning – Ballina & Northern Rivers NSW

Are you exploring aged care options and concerned about managing your finances in the Northern Rivers?
‍
At Coast Financial Planning, we specialise in Aged Care Financial Planning for Ballina and the wider Northern Rivers region, helping you and your family make a smooth transition to aged care.

Our expert advice ensures that you can secure the best possible future for yourself or your loved ones.

Book a Consultation

Stronger, Better Financial Position

If we are not able to place you in a better financial position, you won't be charged for our service.

Initial Consultation Free Of Charge

Your first meeting will be free of charge, to ensure you feel we are the right fit for you.

Genuine Care For You & Your Parents

Everything will be done to ensure you are able to secure the best quality of care for your parents.

Speaking So You Understand

Always speaking to you in plain English – no complicated jargon or confusing industry lingo.

why choose us?

Why Choose Coast Financial Planning?

Through better structuring of your finances, we provide tailored Aged Care Financial Planning services from our Ballina office for the wider Northern Rivers region. Helping you secure the best quality of care, often beyond what you thought you could afford.
Using a clear, transparent approach, we provide you with the education and tools to plan for your financial future in aged care, specifically designed for the Ballina and Northern Rivers areas.
You'll be guided through the Aged Care Financial Planning process, including the Asset and Income Test, which is designed to maximise your aged pension while potentially reducing daily means-tested fees and increasing your cash flow.

Book a Consultation

What's Next

Your initial consultation will be arranged, typically lasting around one hour. This complimentary session will give us an opportunity to understand your current financial situation and unique circumstances.
Using this information, we will create a comprehensive overview of your finances and work with you to envision your financial future. During this meeting, we will also explain any fees involved with our services moving forward.
We will then craft tailored recommendations, aligned with your specific goals, to help you achieve the financial future you’re aiming for.
A follow-up meeting will be scheduled where we’ll present these recommendations, guiding you on how to optimise your aged pension and boost your income, while addressing aged care costs in the most tax-efficient manner possible.

Book a Consultation

Frequently Asked Questions

What upfront costs will I need to pay for Aged Care in Ballina and the Northern Rivers?
‍
Our Ballina financial advisor can assist in determining the best way to pay for accommodation, whether through lump sum payments, instalments, or a combination of both.

‍How much will I pay for ongoing care in the Northern Rivers?
‍
We provide strategies to reduce fees while taking into account decisions about your home and investments. Poor financial planning can result in lower Age Pension payments and higher aged care costs, so our Aged Care Financial Planning services help you avoid these pitfalls in Ballina and beyond.

‍Should I sell or keep my home?
‍
Deciding what to do with your home is crucial. If you decide to keep it, we’ll help with strategies to cover your accommodation costs and ensure your home is treated advantageously for social security and aged care purposes. If selling is the best option, our Aged Care Financial Planning services will help you reinvest the proceeds, balancing income generation, maximising your Age Pension, and minimising aged care fees.

‍How can I afford ongoing aged care costs in Northern Rivers?
‍
With our expert Aged Care Financial Planning in Ballina and the Northern Rivers, we will assess your financial situation and investment options, helping you maximise your income to cover aged care costs.

Book a Consultation

CLIENT STORIES

What Our Clients Say

"Can't thank Trish and her team enough for the amazing advice and support they gave me when I was going through a very difficult time this year. Trish certainly is very knowledgeable and her communication and efficiency were very much appreciated. I highly recommend their services. They are to be congratulated on providing amazing service and support. Truly a wonderful team."

Leanne Verhaegh, client

More Reviews

"Tricia has always been very open and honest regarding all our insurance needs – she has helped us to find the best packages for our business and personal needs and always tailor made anything to suit our circumstances.She also ensures she has all information necessary to ensure we are comfortable and understand exactly what we have signed up for. When we needed to make a claim Tricia organized everything for us and the experience was easy and fast – which was much appreciated. It can be pretty mind boggling but nothing is too much for Tricia and she explains everything thoroughly, all in all we recommend Tricia for her experience, honesty and integrity."

Andrea Rodgers, client

Contact Us Today!

Thank you! Your submission has been received!

Oops! Something went wrong while submitting the form.

For information in relation to Alliance Wealth as Australian Financial Services Licensees, please click here.

The information in this communication has been prepared on a general advice basis only. The advice has been prepared without taking account of your specific objectives, financial situation or needs. Accordingly, you should, before acting on the advice, consider the appropriateness of the advice having regard to your objectives, financial situation and needs. In cases where the advice relates to the acquisition, or possible acquisition, of a particular financial product, you should obtain a Product Disclosure Statement (or other relevant information statement) and consider such document before you make any decision about whether or not to acquire the product. For these reasons, it is imperative that you seek advice from your financial advisor before making any investment decisions.

Authorised Rep. No.: 421839

Email: admin@coastfp.com.au